Silent Risk Build-Up
Chargebacks and refunds often drift upward for weeks before a processor takes action, leaving founders blind until the freeze hits.
Fintech Risk Infrastructure for Stripe-Dependent Teams
Early warning system for payment processor account risk
Stripe Ban Predictor monitors transaction behavior in real time and flags ban-risk patterns before account suspension, payout holds, or sudden enforcement disrupts revenue.
Buy flow uses Stripe hosted checkout directly. Set your payment link in NEXT_PUBLIC_STRIPE_PAYMENT_LINK.
Single-Point Revenue Failure
When an account is paused, payouts stall, subscriptions churn, and support load spikes in the same day.
No Early Warning Layer
Most teams only monitor top-line revenue and miss the quality signals processors use to decide account viability.
What You Get
Built for e-commerce and SaaS operators who need objective, actionable risk monitoring instead of guessing when their processor may intervene.
Suspension Probability Engine
A machine-learning style scoring model converts raw Stripe events into a concrete 0-100 account-ban risk score.
Pattern Drift Monitoring
Tracks acceleration in chargebacks, refund pressure, failed payments, and dispute values versus known red-line thresholds.
Automated Escalation Alerts
Sends immediate email or webhook alerts when risk exceeds your safety boundary, including targeted mitigation actions.
Operator-Focused Dashboard
Shows current risk grade, trend history, and specific contributors so finance and ops can intervene before enforcement.
Pricing
One plan. Full dashboard, risk scoring, and automated alerting.
$49/mo
Ideal for payment-dependent startups where one processor suspension can break cash flow.
Buy with Stripe CheckoutPost-Purchase Access
After checkout, Stripe provides a Checkout Session ID. Use it once to activate your secure dashboard cookie.
FAQ
What does the risk score actually measure?
The score blends chargeback intensity, refund pressure, payment failure quality, transaction concentration, dispute value ratio, and unusual growth spikes into a single suspension-risk probability.
How fast can I get alerts after something changes?
The dashboard runs fresh analysis every five minutes and can immediately send email or webhook alerts when your configured threshold is crossed.
Do I need to route payments through your platform?
No. You keep using Stripe directly. Stripe Ban Predictor only reads account telemetry through your API key and warns you before risk compounds.
How is access handled after purchase?
Stripe sends a Checkout Session ID after payment. Visiting /unlock?session_id=... activates a secure cookie and unlocks the dashboard.